Question 1

What are foreclosure funds?

Accepted Answer

Foreclosure funds (also called surplus funds, excess proceeds, or overages) are the money left over when a property sells at foreclosure auction for more than what was owed on the mortgage and fees.

Question 2

How much does your service cost?

Accepted Answer

We work on a contingency basis — you pay nothing upfront. We only get paid when you get paid, taking a small percentage of the recovered funds.

Question 3

How long does the process take?

Accepted Answer

The timeline varies by state and county, but most claims are resolved within 60-120 days. Some complex cases involving probate may take longer.

Question 4

Can heirs claim foreclosure funds?

Accepted Answer

Yes! If the original homeowner has passed away, their legal heirs are entitled to these funds. We help navigate the probate process.

Question 5

What if I don't have all my documents?

Accepted Answer

Don't worry — we help locate and obtain the necessary documents. Our team has experience working with county offices and courts.